LOAN OF THE BRAVE
You've Served Us... Now Let Us Serve You!
LOAN OF THE BRAVE
You've Served Us... Now Let Us Serve You!
VA Home Loans Made Simple for Veterans & Active Military
Get the home you deserve with a trusted VA loan lender. We help veterans, active-duty service members, and eligible families secure affordable VA mortgages with no down payment and competitive rates.
What Is a VA Home Loan?
A VA home loan is a government-backed mortgage program designed to help veterans, active-duty military members, and eligible surviving spouses buy, refinance, or build a home.
Backed by the U.S. Department of Veterans Affairs, VA loans offer significant advantages over conventional loans, making homeownership more accessible and affordable.
Key Benefits of VA Loans
- No Down Payment Required
Buy a home without saving thousands upfront. - Lower Interest Rates
Enjoy competitive VA mortgage rates compared to traditional loans. - No Private Mortgage Insurance (PMI)
Save money every month with no PMI requirement. - Flexible Credit Requirements
Easier qualification compared to conventional mortgages. - Limited Closing Costs
VA loans cap certain fees to protect borrowers.
Who Is Eligible for a VA Loan?
You may qualify for a VA home loan if you are:
- An active-duty service member
- A veteran
- A member of the National Guard or Reserves
- An eligible surviving spouse
Eligibility is based on service history and meeting VA guidelines.
VA Loan Requirements
To qualify for a VA mortgage, you typically need:
- A valid Certificate of Eligibility (COE)
- Stable income and employment
- Acceptable credit history
- A primary residence (VA loans are not for investment properties)
How the VA Loan Process Works
- Check Eligibility
Confirm your VA loan eligibility. - Get Pre-Approved
Understand your budget and loan options. - Find Your Home
Work with a real estate agent to choose the right property. - Close Your Loan
Finalize paperwork and move into your new home.
VA Loan Rates & Affordability
VA loans typically offer lower interest rates than conventional mortgages, helping you save thousands over the life of your loan.
Your rate depends on:
- Credit score
- Loan amount
- Market conditions
Contact us today to get personalized VA loan rates.
Why Choose Us as Your VA Loan Lender?
- Expert guidance for veterans and military families
- Fast and simple application process
- Personalized support from start to finish
- Competitive VA mortgage rates
We are committed to helping you achieve homeownership with confidence.
Welcome Veterans
* To begin your online loan application click Apply Today! If you have any questions, call us at 520.241.1428
Let our VA Home Loan experts lead you to homeownership
“This is the third time I’ve worked with Danny. He is very professional and easy to deal with.”
- Robert
Meet the Team
Danny Plattner
Danny Plattner
Danny Plattner
Sr. Loan Officer
NMLS 223426
P: 520.241.1428
Dawn Vigil
Danny Plattner
Danny Plattner
Loan Officer
NMLS 894311
Frequently Asked Questions
Please reach us at dannyplattner@gmail.com if you cannot find an answer to your question.
Yes. While we’re based in Tucson, we serve clients throughout the state of Arizona. We are always are available via phone or video.
To qualify for a mortgage, lenders typically look at factors such as your credit score, income, employment history, debt-to-income ratio (DTI), and down payment. The exact requirements vary depending on the loan type and lender
The down payment requirement depends on the loan program. Conventional loans usually require 3-20%, FHA loans require as little as 3.5%, and VA/USDA loans may offer zero down payment options for eligible borrowers.
A fixed-rate mortgage has a constant interest rate and monthly payments for the entire loan term, providing stability. An adjustable-rate mortgage (ARM) has a lower initial rate but can change periodically, based on market conditions.
Your credit score impacts your loan eligibility, interest rate, and terms. Higher credit scores generally qualify for lower interest rates, while lower scores may require higher down payments or result in higher interest rates.
Closing costs are fees associated with finalizing your mortgage, including appraisal, title insurance, lender fees, and more. They typically range from 2% to 5% of the home’s purchase price.
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Contact us today
Frequently Asked Questions
While the VA does not set a minimum, most lenders prefer a score of 580–620.
Yes, VA loans are reusable under certain conditions.
No, VA loans do not require PMI.
Typically 30–45 days, depending on your situation.
Copyright © 2017 VA Home Loans - All Rights Reserved.
Altitude Home Loans,
4031 E Sunrise Dr, Tucson, AZ 85718 – NMLS 1955555. AZBK 1007669. Colorado MCR. Equal Housing Lender.
Not affiliated with the Dept. of Veterans Affairs or any government agency.
www.altitudehomeloans.com
This website is privately owned and maintained by Danny Plattner.
This is not a government agency website and is not associated with Davis Monthan Air Force Base in Tucson, AZ.
Danny Plattner, Licensed Mortgage Originator, NMLS#223426, AZ-912375, CA-DBO223426, Licensed by the California Department of Financial Protection and Innovation under license number 60DBO-138761. Loans made or arranged pursuant to a California Financing Law License. Individual License CO 100528858, Colorado Mortgage Company Registration. ID MLO-2080223426 DPlattner@AltitudeHomeLoans.com
*You will receive a lender credit at Closing towards the appraisal fee, not to exceed $650, if an appraisal is required on your loan. If the loan does not fund, you will be responsible for the appraisal fee. The loan must close and fund before 8/31/2022 to receive this credit. Not a commitment to lend. Subject to qualification and loan approval. Terms and conditions may change without notice.
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